AI-Powered Financial Intelligence
Leveraging artificial intelligence to deliver smarter, faster, and more accurate financial services.
AI-Powered Credit Scoring
Advanced machine learning models analyze hundreds of data points to assess creditworthiness, enabling faster and more accurate lending decisions for both banked and thin-file customers.
Predictive Analytics
Forecast loan performance, identify early warning signs of defaults, and optimize collection strategies with AI-driven predictive models.
Intelligent Voice Bot
AI-powered voice assistant handles reporting, commands, and customer queries. Natural language processing for seamless human-like interactions.
Smart Allocation
AI automatically assigns overdue accounts to collection agents based on performance patterns, borrower profiles, and historical success rates.
AI Across the Lending Lifecycle
Fraud Detection
Real-time anomaly detection identifies suspicious patterns and prevents fraudulent applications.
Risk Assessment
Continuous monitoring of borrower behavior and market conditions for dynamic risk scoring.
Portfolio Analytics
AI-driven insights into loan portfolio health, segment performance, and growth opportunities.
Instant Decisioning
Real-time loan decisions powered by AI, reducing approval time from days to minutes.
Digital Lending Products
Instant, accessible loans made simple. Apply anytime, anywhere with our easy-to-use platform.
Personal Loans
Quick access to funds
Instant digital loans for salaried professionals. Get approved in minutes with our 100% paperless process.
Eligibility
- Salaried professionals earning ₹15,000+/month
- Valid KYC (PAN & Aadhaar)
- Active bank account
- SMS/device verification
MSME Business Loans
Fuel your business growth
Working capital and expansion loans for MSMEs. AI-powered credit assessment for faster decisions.
Eligibility
- Minimum business turnover requirements
- Active GST registration
- Stable payment history
- No major defaults in last 12-24 months
- Valid MSME/business registration
Supply Chain Finance
Connecting buyers, suppliers, and financiers on one digital platform. Every transaction strengthens the bond between businesses and drives long-term success.
How SCF Works
Supplier Delivers Goods
Fulfills order and raises invoice to buyer
Buyer Approves Invoice
Verifies and confirms on SCF platform
Supplier Requests Early Payment
Selects invoice for financing
Financier Pays Supplier
Immediate payment minus small fee
Buyer Pays Later
Settles with financier on extended terms
For Buyers
Smart finance for a stronger supply chain. Optimize cash flow without straining supplier relationships.
Improved Working Capital
Optimize your payable cycle and free cash for core operations.
Extended Payment Terms
Get more time to pay while suppliers receive early payments.
Stronger Supplier Relationships
Build trust and ensure reliable supply chain partnerships.
Better Cash Flow Predictability
Stable, predictable payment workflow for financial planning.
For Suppliers
Empowering suppliers with faster payments and better cash flow. Get paid early and grow your business.
Early Payment Options
Access funds immediately on approved invoices without waiting.
Business Growth
Use improved liquidity to scale operations and take new orders.
Lower Risk
Reduce dependency on costly credit and uncertain payment cycles.
Seamless Settlements
Automated transactions with full transparency and tracking.
How It Works
Get funded in simple steps. Our streamlined digital process ensures quick access to capital.
Apply Online
Simple digital application with basic KYC. No paperwork required.
Instant Verification
AI-powered document verification and credit assessment in real-time.
Get Approved
Receive approval decision within minutes. Review your loan offer.
Receive Funds
Funds transferred directly to your bank account after approval.
Technology Platform
End-to-end digital lending infrastructure powered by AI, built for scale and compliance.
AI-Powered Credit Assessment
Advanced algorithms analyze multiple data points for accurate lending decisions with 80%+ automation rate.
100% Digital Platform
Seamless experience across mobile and web. Apply anytime, anywhere with instant processing.
Voice Bot & Analytics
AI-driven voice bot for reporting and commands. Real-time dashboards and predictive analytics.
RBI Compliant
All loans through RBI-regulated NBFCs. Full regulatory compliance and audit-ready reporting.
Bank-Grade Security
End-to-end encryption, secure data handling, and no third-party sharing without consent.
Omni-Channel Delivery
Seamless user experiences across all channels using advanced technology integration.
API Ecosystem
Seamless integrations with leading providers for KYC, credit bureau, payments, and more.
Why Choose Infitouch?
A trusted digital lending platform backed by cutting-edge technology and strategic partnerships.
100% Digital Process
From application to disbursement, everything happens online. No paperwork, no branch visits, no delays.
AI-Powered Credit Assessment
Advanced algorithms analyze multiple data points for faster, more accurate lending decisions.
Instant Approvals
Get loan decisions in minutes, not days. Our automated systems process applications 24/7.
RBI Compliant
All loans are issued through RBI-regulated NBFCs, ensuring full regulatory compliance and data security.
Transparent Pricing
No hidden charges or surprise fees. Clear terms and conditions with upfront disclosure of all costs.
Flexible Repayment
Choose repayment terms that work for you. Multiple EMI options with automated deduction facilities.
Secure Data Handling
Bank-grade encryption and security protocols protect your sensitive financial information.
Dedicated Support
Expert customer support team available to assist you throughout your loan journey.
Frequently Asked Questions